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Title Search Soudersburg PA

A title search is a process that is performed to determine the answers to two questions.

Does the seller have a saleable interest in the property?

Do any liens exist on the property which need to be paid off at closing (mortgages, back taxes, mechanic’s liens, or other assessments)?

A title report also shows any easements, or recorded legal rights to the property or portions of the property. For example, a previous owner may have legally given a neighbor the right to share the driveway, or the city may have a right to strips of the property for putting power lines, communication lines, water pipes, or sewer pipes.

In the United States, the buyer of a property will usually purchase title insurance, which protects the buyer from any title problems that may arise after sale (such as liens that were missed during the search). The title insurance company issues a report and issues an insurance policy in support of its findings.

A title search is also performed when an owner of a certain real property wishes to mortgage his property and the bank requires him to insure their transaction.

Generally, there are two main types of title searching, a full coverage search and limited coverage search; other types include non-insured reports and foreclosure guarantee search.

Standard Title Insurance Soudersburg PA

A policy that insures a home buyer and/or mortgagee against errors in the title search.
Title insurance in the United States is insurance against financial loss from defects in title to real property and from the invalidity or unenforceablility of mortgage liens. Title insurance is principally a product developed and sold in the United States as a result of the comparative deficiency of the US land records laws. It is meant to protect an owner’s or lender’s financial interest in real property against loss due to title defects, liens or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy. (Source, Wikipedia)

Enhanced Title Insurance Soudersburg PA

The extra insurance provided by an enhanced policy covers risks such as: claims arising out of fraud, easements, if your forced to remove an existing violation of any covenants, an existing violation of a regulation or law affecting the land, you are forced to move any structures because they encroach on others land, your structures are damaged because of the exercise of a right to maintain or use any easement affecting the land, or your neighbor builds any structures after the policy date which encroach on your land. Perhaps the two most frequent claims are when a neighbor builds a structure encroaching your land or when your land is damaged by someone else using their easement. Enhanced policies cost a little bit more than the standard policies, but the piece of mind it provides is well worth it.

For more information on enhanced title insurance benefits, click here.

* Enhanced Title Insurance is a 10% surcharge over standard title insurance rates

Our Customer Reviews

Dave Hilyard
Very professional.
Blanca Aguilar
Good good
As a Realtor, I've attended numerous settlements at Abstract Associates. They are efficient, timely, helpful, experienced, and for the difficult transactions that take an unexpected twist at the last minute - nothing frazzles them, they can handle it.
Alicia Corrado
Vilas Malankar
James Merrell-Thomas
After being assured my very simple Deed conference would be ready in a few days Mr. Morgan not only did not complete the process but also refused to even answer any questions via email and phone calls to his office. I rate him and his company a total Zero and would resort to profanity if it were allowed. Thanks, no Thanks Mr. Morgan
Jose Rod
becky barlow
Bill and his team are the best in town!
Robert H
It's always a pleasure working with Abstract associates, very experienced and thorough. I've had over a dozen transactions handled by them and all completely accurate. Reasonable rates. I will continue to use them.
I recently bought a house using this company, the settlement itself went through smoothly as it probably goes with other title companies.But after settlement a real issue came up, and they didn't even try to help me. I can't detail here because of confidentiality. The secretary heard my serious concern, she responded we will call you back, and guess what happened, they never called back.
Ahmed Said
Shawn Albright
Very Friendly, Courteous, and Professional.
William Whitfield
Tom Taglieri
Great staff and great service
Cheryl Coffin
Knowledgeable, friendly people work here!
antonio escobar
Omar Gonzalez
Great people to work with.
Jeff Trowbridge
The folks at Abstract Associates are friendly and great to work with. I appreciate their open honest and prompt communications.
Ian Chea
Morgan was very professional and helpful explaining all proper documents we were signing. Entire staff is very courteous and stayed past their closing hours to help squeeze our last minute appointment in. Thank you !
Shirley Houser
George Mawell Hopkins III
Great hospitality
larry henry
Excellent service
Mark Murr
Josh Fromm (Jsf1987)
Mr Morgan
Best title insurance company, request them when refinancing or getting a mortgage
Kim Pierce
Had a seamless closing. Morgan was very knowledgeable and efficient and only took about 25 minutes. Great experience!
Alan .H Cherkin
Thomas Berridge
Joe Spence
I have done dozens of real estate transactions, and Abstract Associates are the best at what they do. They have gone above and beyond time and time again, I highly recommend them A+.
Carmen Fernandez
Lol Rice
Overall was good experience
Teresa Kepple
Jay Groff
They handled the transfer of my late mother's mobile home. Their agent was in Colorado and was on the phone telling the realtor friend who was filling in for her what to do. Kind of awkward on who signs what and what needs to happen. A one point the friend thought she grabbed the wrong paperwork. Everything turned out fine but just but clumsy.
Kate Hall
We do a few transactions a month with Morgan and the Abstract team. They definitely stand out and I know each sale is being handled thoroughly and professionally.
Darth Rageous
Great crew.Christine Frost was awesome.Made the purchase of our home & the sale for buyer/seller very smooth.
Mark Pinkerton
Mojo jojo Siwa
Smooth closing would come back for sure.
Tamer Gomaa
Very professional & take time to explain & answer customers' questions
Dan Herdman
Bill Stull and his group are the utmost of professionals. They know what they are doing, and they care about every deal they close. Proud to have the privilege to work with them on a regular basis.
Eduardo Gomez
Adrian Young
The only title company I'll use in Lancaster County
Mary Clinton

Your real estate journey is our priority

For over 30 years, Abstract Associates has proudly served Pennsylvania, as the go-to source for Residential Title Insurance and mortgage settlement services. We have built a reputation of trust and reliability, and we’re here to assist you with your real estate needs.

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No matter the size of your commercial title needs, Abstract Associates provides over 30 years of the expertise you need.